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The wrong type of innovation

The financial crisis of recent times was arguably triggered by innovation in the financial services sector around creative financial instruments. These so-called CDOs and ABS' ended being unhinged from...

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Banking’s biggest challenge – Marketing 2.0 (HuffPost)

There are some massive changes occurring in the banking space today, but none so dramatic as what is happening in marketing and advertising. Direct mail offerings have been declining rapidly since...

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Social media’s impact on banking

Chris Skinner, Chairman - Financial Services Club UK, and myself have been working on this survey over the past few weeks. The results, while predictable, show a requirement for RAPID adoption of...

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Bank CEOs, It’s Time for Social Media (InternetEvolution)

What is unique about the social media movement at the moment is that everything you might expect it would be about -- it’s not about. But the banks I meet are almost all remaining in a holding pattern,...

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Digital versus Traditional Advertising? Wrong Question

There is a debate that has been raging in Advertising quarters for almost a decade now - which is better Digital Media or Traditional Advertising. The fact that this question is being asked at all...

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What The Beatles’ success on iTunes means for Banking…

The Beatles are arguably one of the most successful bands of all time, but their foray into the digital music space has long been frustrated. In their first week on the iTunes store, however, the...

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